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Home Insurance

Family House Car.jpeg

Protecting your personal belongings is always a primary concern for any family. At O’Neal Agency Inc., our Personal Lines Specialists work with you to develop a custom-tailored insurance program to protect your family, home, auto, and other valuable possessions at the most reasonable, competitive costs our carriers can provide. We can help you navigate the complex world of insurance plans because we are independent agents with a commitment to tailoring insurance coverage to our customers’ needs. You can also combine several coverages to receive lower premiums.

Home Insurance

Homeowners insurance, condo owners insurance, including properties rented out, renters/tenants policies (long & short term) and personal article policies (jewelry, fine arts, fire arms) are just some of the coverage we offer.


However, the biggest investment most people will ever make is their home. That’s why it makes sense to protect the sizable financial investment you’ve made in your own home with a comprehensive homeowners plan.


Basic protection you need for


  • Your home

  • Other buildings or structures on your property

  • Your personal belongings – furniture, clothing, appliances, etc.

  • Additional living expenses

  • Your personal legal liability.


Special features you can choose for additional security


  • Home replacement guarantee

  • Replacement cost on contents

  • Additional coverage form

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