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Auto Insurance


Protecting your personal belongings is always a primary concern for any family. At O’Neal Agency Inc., our Personal Lines Specialists work with you to develop a custom-tailored insurance program to protect your family, home, auto, and other valuable possessions at the most reasonable, competitive costs our carriers can provide. We can help you navigate the complex world of insurance plans because we are independent agents with a commitment to tailoring insurance coverage to our customers’ needs. You can also combine several coverages to receive lower premiums.


Auto Insurance


To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation.


If you have any doubts about the appropriate level of automobile coverage that’s right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs.


Compulsory Auto Policy Coverage


  • Bodily injury to others

  • Personal injury protection

  • Bodily injury caused by uninsured auto

  • Damage to someone else’s property


Optional Auto Coverages


  • Optional bodily injury to others

  • Medical payments

  • Collision

  • Comprehensive

  • Substitute transportation

  • Towing and labor

  • Bodily injury caused by an underinsured auto

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